{"id":702,"date":"2025-07-17T06:26:48","date_gmt":"2025-07-17T06:26:48","guid":{"rendered":"https:\/\/alliance-helvetique.ch\/?p=702"},"modified":"2025-07-17T06:44:23","modified_gmt":"2025-07-17T06:44:23","slug":"un-quart-des-suisses-craignent-une-degradation-financiere-cette-annee","status":"publish","type":"post","link":"https:\/\/alliance-helvetique.ch\/it\/un-quart-des-suisses-craignent-une-degradation-financiere-cette-annee\/","title":{"rendered":"Un quarto degli svizzeri teme una flessione finanziaria quest'anno"},"content":{"rendered":"[et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.16&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;]<p><strong>Les femmes et les 36-55 ans sont tr\u00e8s touch\u00e9s, selon Comparis. Le recours au cr\u00e9dit d\u00e9passe d\u00e9sormais les strat\u00e9gies traditionnelles d\u2019\u00e9conomie.<\/strong><\/p>\n<p>In breve :<br \/>La pr\u00e9carit\u00e9 financi\u00e8re touche principalement les femmes et la g\u00e9n\u00e9ration des 36-55 ans.<br \/>Les m\u00e9nages \u00e0 revenu moyen peinent \u00e0 payer leurs primes d\u2019assurance maladie.<br \/>Le recours au cr\u00e9dit devient plus fr\u00e9quent que la recherche d\u2019\u00e9conomies.<br \/>Les pr\u00e9occupations environnementales s\u2019effacent devant les difficult\u00e9s financi\u00e8res des Suisses.<\/p>\n<p>Alors que plus d\u2019un quart des Suisses anticipent une d\u00e9gradation de leur situation financi\u00e8re en 2025, une enqu\u00eate de Comparis r\u00e9v\u00e8le un contraste saisissant entre les inqui\u00e9tudes \u00e0 court terme et un optimisme marqu\u00e9 pour l\u2019horizon 2030. Les difficult\u00e9s financi\u00e8res touchent in\u00e9galement la population, avec des disparit\u00e9s importantes selon le sexe, l\u2019\u00e2ge et le revenu, selon l\u2019\u00e9tude men\u00e9e en juin.<\/p>\n<p>La pr\u00e9carit\u00e9 financi\u00e8re concerne pr\u00e8s d\u2019un tiers des Suisses: 24% d\u00e9clarent devoir compter chaque franc pour payer leurs factures et 6% ne parviennent pas \u00e0 joindre les deux bouts. Cette situation affecte davantage les femmes, qui sont seulement 18% \u00e0 se montrer optimistes pour l\u2019ann\u00e9e en cours, contre 29% des hommes. \u00abLes femmes travaillent plus souvent \u00e0 temps partiel, ont un revenu moyen plus faible et ressentent les turbulences \u00e9conomiques et le rench\u00e9rissement plus rapidement et plus durement\u00bb, explique Michael Kuhn, expert Consumer Finance chez Comparis.<\/p>\n<p>Les m\u00e9nages \u00e0\u00a0revenu moyen (4000-8000 francs) se trouvent dans une situation particuli\u00e8rement d\u00e9licate. Bien que gagnant davantage que les m\u00e9nages les plus modestes, ils b\u00e9n\u00e9ficient de moins d\u2019aides, notamment pour les primes d\u2019assurance maladie. Ainsi, 20% d\u2019entre eux d\u00e9clarent avoir des difficult\u00e9s \u00e0 payer leurs primes, un taux presque aussi \u00e9lev\u00e9 que celui des m\u00e9nages \u00e0 faible revenu (22%).<\/p>\n<p>Difficult\u00e9s financi\u00e8res<br \/>La g\u00e9n\u00e9ration interm\u00e9diaire (36-55 ans) est la plus touch\u00e9e par les difficult\u00e9s financi\u00e8res: 9% affirment que l\u2019argent ne suffit pas, contre seulement 3% chez les plus de 55 ans. \u00abLa g\u00e9n\u00e9ration interm\u00e9diaire est souvent confront\u00e9e \u00e0 de multiples d\u00e9fis financiers, allant du financement de la vie de famille \u00e0 la pr\u00e9voyance vieillesse\u00bb, analyse Michael Kuhn.<\/p>\n<p>L\u2019enqu\u00eate met en lumi\u00e8re l\u2019\u00e9mergence de nouvelles strat\u00e9gies d\u2019adaptation: le recours au cr\u00e9dit d\u00e9passe d\u00e9sormais les options traditionnelles comme la recherche d\u2019un logement moins cher ou la n\u00e9gociation d\u2019une augmentation de salaire. Cette tendance est particuli\u00e8rement marqu\u00e9e chez les jeunes (11% des 18-35 ans).<\/p>\n<p>Parall\u00e8lement, la volont\u00e9 de n\u00e9gocier une augmentation de salaire a diminu\u00e9, passant de 9% en d\u00e9cembre 2024 \u00e0 6% en juin 2025. \u00abLes Suisses semblent de plus en plus \u00e9viter les risques concernant leur emploi. Mieux vaut un emploi s\u00fbr que d\u2019en changer ou de demander une augmentation\u00bb, estime l\u2019expert.<\/p>\n<p>L\u2019enqu\u00eate r\u00e9v\u00e8le \u00e9galement que les consid\u00e9rations environnementales passent au second plan face aux pr\u00e9occupations financi\u00e8res: 77% des Suisses d\u00e9clarent que le d\u00e9bat sur le climat exerce \u00abpeu\u00bb ou \u00abpas du tout\u00bb d\u2019influence sur leurs d\u00e9cisions de consommation et financi\u00e8res, un taux en hausse par rapport aux ann\u00e9es pr\u00e9c\u00e9dentes.<\/p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p>Source\u00a0 : \u00a0<a href=\"https:\/\/www.24heures.ch\/\" target=\"_blank\" rel=\"noopener\">24heures<\/a><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]","protected":false},"excerpt":{"rendered":"<p>Secondo Comparis, sono particolarmente colpite le donne e la fascia di et\u00e0 compresa tra i 36 e i 55 anni. Il ricorso al credito supera ormai...<\/p>","protected":false},"author":2,"featured_media":706,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:paragraph -->\n<p>Voila le texte de bas de l'article vas etre la<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><\/p>\n<!-- \/wp:paragraph -->","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[95,118,119,120,116,117],"class_list":["post-702","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite-suisse","tag-95","tag-crainte","tag-degradation","tag-financiere","tag-quart","tag-suisses"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Un quart des Suisses craignent une d\u00e9gradation financi\u00e8re cette ann\u00e9e - Alliance Helv\u00e9tique<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/alliance-helvetique.ch\/it\/un-quart-des-suisses-craignent-une-degradation-financiere-cette-annee\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Un quart des Suisses craignent une d\u00e9gradation financi\u00e8re cette ann\u00e9e - Alliance Helv\u00e9tique\" \/>\n<meta property=\"og:description\" content=\"Les femmes et les 36-55 ans sont tr\u00e8s touch\u00e9s, selon Comparis. 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